Wells fargo active cash vs citi double cash. Best Credit Cards of November. Wells fargo active cash vs citi double cash

 
Best Credit Cards of NovemberWells fargo active cash vs citi double cash  Wells Fargo

The Wells Fargo Active Cash® Card. Citi® Diamond Preferred® Card vs. Wells Fargo Active Cash® Card vs. The Wells Fargo Active Cash® Card offers an unlimited 2% cash back on all purchases and has an annual fee of $0. 99%. One big reason why the Citi Double Cash Card wins this matchup is that it offers a very generous ongoing rewards rate: 2% cash back on every purchase (1% when you buy and 1% as you pay for those purchases), plus 5% total cash. Wells Fargo Active Cash® Card: Best for Flat-rate cash back: High ongoing rate + incentives. You get 1% cash back when the purchase is made, and the. If you plan to get the Citi trifecta get Double Cash because it earns ThankYou puts that you can use for travel and potentially get more than 2%. Chase Sapphire Preferred Wells Fargo Active Cash. 24%, 25. While the Citi Double Cash card is the most popular 2 percent cash back card, you might not actually earn 2 percent rewards. Citi Double Cash® Card. Bottom Line: The Freedom Unlimited card best rewards travel purchased through the Chase Ultimate Rewards travel portal, for dining, and at drugstores. 31 back. For context, the average annual rewards payout from the cashback credit cards in the investor. The Citi Double Cash ® Card also offers a very long intro APR of 0% for 18 months on Balance Transfers. 6. With the Wells Fargo Active Cash Card you get a similar $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months. The Autograph has car rental CDW and no foreign transaction fees. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Typically, when you make purchases on a credit card, you are given a grace period of around 30 days before you owe any interest. Rewards Rate. Welcome bonus: You can earn a $200 cash rewards bonus with the Wells Fargo Active Cash® Card when you spend $500 on the card in the first three months. While Citi has an APR range, Wells Fargo has three possible rates, depending on your credit. Credit cards that are better than the Citi Double Cash Card may include Chase Freedom Unlimited® and Wells Fargo Active Cash, depending on your exact spending habits and preferences. Wait for the cash back rewards to post to your account. Citi Double Cash Card vs. Bank Visa® Platinum Card *. 24%, 25. Citi Double Cash® Card. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). That's not exactly what I said. Welcome bonus: Earn a $250 statement credit after spending $3,000 in purchases in. (on up to $6,000 in each category per year. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases, and without any hoops to jump through. Wells Fargo is stingy on credit limits. If you want the most versatile reward of them all—plain old cash, then the $0-annual-fee Citi Double Cash® Card offers a hassle-free 2% cash back on all purchases—1% when purchases are made. While many credit cards offer flat-rate cash back, the Citi Double Cash is one of the few other cards that offers an effective 2% cash back on. 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. For context, the average annual rewards payout from the cashback credit cards in the investor. 73. com In head-to-head competition, which of these rewards credit cards wins out? Here’s what. Citi Double Cash v. S. Wells Fargo Active Cash® Card Review: $200 Cash Rewards Bonus. With Citi Double Cash you get 1% back at the end of the statement cycle of the charge and 1% back at the end of the statement cycle of the payment. I will say I've had multiple Citi merchant offers not pay me out after redeeming. However, the most significant difference is in the card APRs. Your Wells Fargo Visa Signature ® card provides complimentary concierge 11 service that can help you enjoy the things you love. The no-annual-fee card offers 5% cash back on purchases in a top eligible. This Visa Signature. The Chase Freedom Unlimited requires you to spend $500 in the first three months while the Wells Fargo Active Cash requires $1,000 in spending in the first three months. Meanwhile, the Citi Double. $0. The Citi Double Cash has no SUB. Credit Cards. Offers may differ from time to time and depend on the marketing channel, such as phone, email, online, direct mail, or in branch. New cardholders can also earn a $200 cash rewards bonus after spending $500 in purchases within. The Wells Fargo Active Cash® Card offers an unlimited 2% cash rewards on purchases and a welcome bonus: $200 cash rewards bonus after spending $500 in purchases in the first 3 months. However, I don't think you should listen to the bad rumors about Wells Fargo. Citi® Double Cash Card;. Credit Cards. At which point, I use. However, if you're looking to keep building your retirement, redemption on the Fidelity Card could be an easy way to keep. 24% to 29. the Citi Double Cash card doesn’t require a Fidelity account and offers a 0% intro APR on balance transfers for 18 months. Citi DC - 2% on EVERYTHING including bills paid as opposed to some cards that only give 2% on “purchases. But if you spend $10000 with this new card, you’ll get $400. It also earns an unlimited 2%. supermarkets, U. The Wells Fargo Active Cash® Card is an exception. Citi Double Cash. Wells Fargo Active Cash Card Earn unlimited 2% cash rewards on purchases. This 2% card has a $200 SUB. I hate that my Active Cash does this. Bank of America Unlimited Cash Rewards vs. There’s a welcome bonus of $100 statement credit after spending $1,000 on purchases in the first. Wells Fargo Active Cash® Card The Costco Citi Card earns 2% cash back at Costco, but only a paltry 1% cash back on non-category purchases. With the Wells Fargo Active Cash, the same. offers of $150 for $1500 spend on the Fidelity card. The Active Cash Card offers 0% intro. WF has the ability to link to your PayPal so you don't have to wait for the $25 redemption minimum if you select that card as a payment method. See the pros and cons of each card and how to choose. There’s. Few cards offering an unlimited 2% cash back on spending provide meaningful extras and perks, but the Wells Fargo Active Cash® Card offers cell phone protection. For a $0 annual fee, the card earns 2% cash. Chase Freedom Unlimited®: Best for Bonus. JS by Jason Steele. Capital One Quicksilver; Chase Freedom Unlimited vs. Citi Double Cash® Card. Secured card: Capital One Platinum Secured vs. . A balance transfer fee of up to 5% of the each. 5 - 5% cash back on purchases. Wells Fargo Active Cash® Card 3. 24% (Variable) APR applies. Main content; Search; Account The Citi Double Cash Card charges several common fees you should know about, including: Annual fee: $0. Citi® Double Cash Card. Bottom Line: Both the Freedom Unlimited card and Double Cash card offer straightforward simplified earning structures. 1 out of 5 rating 133 Reviews 133 Reviews Apply Now. And Wells Fargo no longer has a minimum rewards redemption requirement. For. Both offer unlimited 2% cash back/cash rewards on purchases (although with the Double Cash, you need to pay off your purchases first to get the full 2%), while the Citi Rewards+ only earns 2% back in two categories with a $6,000 annual. 1. Earn $200 cash back. See related: Wells Fargo Active Cash vs. Rewards: 2% cash back on all purchases for PenFed Honors Advantage. The Chase Freedom Unlimited card offers everything Capital One Quicksilver does, plus a few extra bonus rewards categories and other perks. 3. Plus, you can earn 2% cash rewards on all purchases. 5% cash back, a $150 bonus and 0% for 15 months on purchases and transfers. With Citi Double Cash you get 1% back at the end of the statement cycle of the charge and 1% back at the end of the statement cycle of the payment. When it comes to ongoing rewards, Wells Fargo Active Cash offers a higher base earning rate on purchases. The Wells Fargo Active Cash® Card offers a flat 2% cash rewards on purchases — one of the highest flat rewards rates available. 24%, or 29. Welcome bonus: $200 bonus after opening a Rewards Checking Plus account and making three debit card transactions within 60 days of account. 24%, 25. The Citi® Double Cash Card is another $0 annual fee cash-back card, boasting 2% cash back versus the Capital One. The Citi Double Cash® Card has an annual fee of $0 and earns 2% cash back on all purchases—1% when purchases are. So in terms of a SUB, the Active Cash has a better SUB, both in dollar amount and required spend. Of all the flat-rate cards, the Wells Fargo Active Cash® Card is often touted as the best. The daily driver, until I hit the $6k limit. With 2% cash back — 1% when you make a purchase, plus 1% when you pay that purchase off — your rewards. Citi is better due to points games (rewards+ = 10% bonus) etc. The Wells Fargo Active Cash® Card might be the most direct competitor to the TD Double Up Credit Card. (Though paying statement balances in full. Annual fee. Fidelity Rewards or Citi Double Cash card, is the WF card has auto rental collision damage waiver coverage. Unlimited 2% cash back (you earn 1% when you make a purchase and 1% when you pay it off on time) Welcome offer of 20,000 ThankYou® Points, redeemable for $200 cash back, when you spend $1,500 on. Forbes Advisor evaluated over 100 credit cards in 2023 within their respective categories, including cash-back credit cards, travel cards, flexible rewards cards, business credit cards, student. •. The card also comes with cellphone protection of up to $600 of cell phone. The Wells Fargo Active Cash card offers 0% APR for 15 months, while the Citi Double Cash Card offers 0% APR for 18 months on balance transfers, so the Citi card would give you more time to repay. Welcome bonus: $100 statement credit after spending $1,500 on purchases in the. Chase Sapphire Preferred;No annual fee. That’s a total of 2% cash back on everything you. 8 cents each, they can be worth much more when transferred to travel partners. Its score was 805, just a few points below the national average for credit card issuers. Wells Fargo Active Cash ® Credit Card. This coverage is limited to up to 2 claims per 12-month period and there is a $25 deductible per claim. The Wells Fargo Active Cash® Card comes with a good array of benefits, which include cell phone protection, roadside dispatch, travel emergency assistance,. However, your earning potential can be higher if you’re spending habits don’t align with the bonus tiers. Credit. Citi Double Cash; Chase Freedom Unlimited vs. The Wells Fargo Active Cash card comes with a 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 20. A Penny Pinchers Guide to Personal Fi…Here you will find the Wells Fargo Active Cash vs Citi® Double Cash Card comparison where we will evaluate the features, fees, rewards and other benefits of both the cards and compare both of them. 19. car rentals and attractions booked on the Citi Travel℠ portal through 12/31/24. 6 min read Sep 08. A cash-back credit card is a rewards card that offers you cash back on your purchases. 0% intro for the first 15 months (then 20. Now Citi just made it official with the double cash and made it just like the custom cash. 7 minute read. Anything over the monthly $2,000, you’ll start to earn more with the Citi Double Cash — that makes the flat-rate cash back card a better choice for big spenders. Rewards: 2% cash back on all purchases for PenFed Honors Advantage members and 1. The Wells Fargo Active Cash Card earns 2% cash rewards on purchases and charges no annual. Wells Fargo Active Cash Card. Its main benefits are earning a steady 2% back on all purchases and a $0 annual fee. . Though we value Capital One miles at around 1. The Citi Double Cash Card is a great cash-back option with no annual fee. Amex Blue Cash Everyday is a better credit card because it offers cash back rewards, as there’s no difference between the cards’ fees or low-interest promotions. Articles; Reviews; Compare; Surveys;. Rewards: 5% cash back on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone. With the Citi Custom Cash, you’ll start off by earning $200 cash back by spending just $1,500 on new purchases within six months of account opening. 84 that could reasonably be charged to a credit card would earn $168. 36 cash back per year with Blue Cash Everyday from American Express and $240. Balances under $25,000 will earn 0. Wells Fargo Active Cash® Card: Best overall. Holders of the Citi Rewards+® Card and Citi Double Cash® Card can transfer points to a shorter list of travel partners. This Wells Fargo Active Cash Card review covers the pros and cons of this credit card, including its high cashback rewards and welcome bonus. The Capital One SavorOne** is another card that offers a ton of features without asking for an annual fee in return. 5% cards do. See how it works. Citi Double Cash Card vs Citi Custom Cash Card. This portal only worked with cards that get cash rewards like the Dividend and the Double Cash. The Active Cash even features an introductory 0% APR for purchases and qualifying balance transfers for 15 months from account opening (then 20. Regular APR is high: The main draw for this card is the introductory APR to help you pay down debt. Citi® Double Cash Card : Best 2% cash back card for balance transfers. Benefits and Drawbacks. One difference is that Wells Fargo offers a shorter 0% introductory rate. 24% (Variable) APR applies. I know people hate Wells Fargo but I like my active cash and autograph card. The annual rewards payout assumes you charge $1,000 each month spread across. 99% variable APR applies. Pros Generous 18-month 0% introductory APR on balance transfers Flat cash-back rate No annual fee Cons Charges foreign transaction fees No added. Bank of America Unlimited Cash Rewards vs. Blue Cash Everyday ® Card from American Express TD Double Up Credit Card vs. 5 card + SUB is worth more in the short term than a 2% card in th short term, the 1. Unlimited 2% cash back (you earn 1% when you make a purchase and 1% when you pay it off on time) Welcome offer of 20,000 ThankYou® Points, redeemable for $200 cash back, when you spend $1,500 on. We are available 24 hours a day, 365 days a year for your travel, dining and entertainment needs. Its main quirk is how the card. You'll find great stories as well as horror. The Citi Double Cash is a popular cashback credit card because of its excellent earning potential. Balance transfer fee: 3% (minimum $5) for balance transfers made within four months of. The Double Cash provides 18 months of 0% introductory APR on balance transfers. Its rewards rate of 2% cash rewards on purchases is ideal for someone whose spending. It is also possible Wells Fargo cash back options will be less user-friendly than some other cards (i. ”. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. The Citi Double Cash Card is the winner over Discover it® Cash Back. Card Name. The $25 redemption limit doesn't bother me because I don't do anything with that little bit of cash back anyway. 3. So I'm looking at cards that always provide at least 2% cashback regardless of category. supermarket purchases -- one of the best cash-back rates around for that category -- is the driving force behind the Blue Cash Preferred’s usefulness. But the Citi Custom Cash Card would. . Wells Fargo Active Cash Promotions for November 2023. 01 in any bank, or you can transfer points to a few airlines / hotels. Earn 30,000 bonus points when you spend $1,500 in purchases in the first three months (a $300 cash redemption value) Earn unlimited 3X points per dollar at restaurants and gas stations and when spending on travel, transit, popular streaming service, and phone plans. 99% variable) Earn $200 after spending $500 in the first 3 months and unlimited 2% cash rewards on purchases. You must select Apply Now on this page to take advantage of this specific offer. Best for easy sign-up bonus. 24% variable APR;. Cardholders can now earn $200 cash back after you spend $1,500 on. - No annual fee. Citi Custom Cash Card vs Wells Fargo Active Cash Card 2023 Written by investor. One area where it stands ahead of the Wells Fargo Active Cash. That's not exactly what I said. Citi Double Cash Card. Most that point to the DC will do so siting that Citi is a superior bank to WF given that the cards are very similar. Wells Fargo Active Cash® Card vs. See Rates and Fees. Chase Freedom Unlimited vs. Downside is that redemptions can only be made in $25 increments, where earned Citi DC rewards can be redeemed in any amount. Take a look at this table to quickly compare the primary benefits of both cards. Welcome bonus: None. The Wells Fargo Active Cash® Card earns 2% cash rewards on purchases, and without any hoops to jump through. The Wells Fargo Active Cash is probably the most comparable card to the Citi Double Cash, yet. The Citi Double Cash Card offers a simple rewards system. There doesn’t seem to be a specific minimum to redeem rewards for purchases or to buy with points. Uber/Lyft, transit, and streaming. Lastly, the Chase Freedom Unlimited offers 5% cash back on gas station purchases, up to $6,000 in. The Wells Fargo Active Cash® Card is definitely worth it for anyone with good credit or better who wants a $0 annual fee credit card with cash back rewards. The Double Cash card usually offers a small welcome bonus. Cardholders earn 5% back on the first $1,500 on quarterly bonus purchases (once. ProsDoorDash Rewards Mastercard® vs. » MORE: Credit cards that earn 2% cash back or more on purchasesA prime choice would be the 2 percent cash rewards rate from the Wells Fargo Active Cash card or the similar Citi Double Cash® Card since it earns up to an unlimited 2 percent cash back (1. Citi® Double Cash Card vs. Citi Diamond Preferred highlights. The Wells Fargo Active Cash® Card might be the most direct competitor to the TD Double Up Credit Card. Best for 2% Cash Back: Wells Fargo Active Cash® Card. Specifically, this card offers a 0% intro APR for 15 months on purchases and on eligible balance transfers, then a variable APR of 17. You shouldn't be "applying" for double cash. Rewards: 2% cash back on all purchases for PenFed Honors Advantage members and 1. Best Credit Cards of November. Citi Double Cash has a $25 minimum amount redemption. In this video, we're comparing the Wells Fargo Active Cash vs Citi Double Cash Credit Cards. You can transfer your balance to the Citi® Double Cash Card and pay it off within 18 months. A number of other flat-rate cash-back cards earn 1. Take a look at this table to quickly compare the primary benefits of. No annual fee: The Wells Fargo Reflect Card has a $0 annual fee, and the Active Cash Card has a $0 annual fee. 2% total cash-back. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. The Hawaiian Airlines World Elite Mastercard earns 3 HawaiianMiles on eligible purchases with Hawaiian Airlines. The winner: Blue Cash Preferred. Chase Sapphire Preferred Wells Fargo Active Cash® Chase Sapphire Reserve Citi Double Cash Citi Diamond Preferred Chase Ink Business Unlimited American Express Blue Business Plus. Learn More About the Active Cash HERE: “Show More” to see my Favorite Financial Tools MY FINANCIAL TOOLS 💳 Credit Car. I have a few other cash back cards, my main one is Citi® Double Cash Credit Card. The Wells Fargo Active Cash card offers 0% APR for 15 months, while the Citi Double Cash Card offers 0% APR for 18 months on balance transfers, so the Citi card would give you more time to repay. Wells Fargo Active Cash® Card. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). I wouldn't want a Wells Fargo account and I think Citi has the most stable product currently. This effectively turns the Double Cash into a 2. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). You can find all the details in our Wells Fargo Active Cash review. Citi Double Cash Card vs. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Would take a lot of recurring spend for gas with the 1c extra in gas rewards to overcome the $200 signup bonus of the BofA customized cash (maxing gas at $7k spend at an extra 1% would only be an extra $70 per year on the Costco Visa vs the $200 BofA signup bonus). The Citi Rewards+ is a great complement to the Double Cash and/or the Custom Cash. As you get the entire 2% back two days after the statement cycle closes. 3. To earn cash back, pay at least the minimum due on time. Citi Double Cash Card. Citi® Double Cash Card : Best for earning 2% cash back with a long intro APR. Rewards Program Details: Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. With the Capital One Quicksilver Cash Rewards Credit Card, you’ll earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening. Lorraine Smithills Lorraine is a freelance finance writer with years of experience in the banking sector and after a successful career in one of the largest retail and commercial financial services providers. As a Citi customer, as with most other card companies, you can get help with your card or account 24 hours. Wells Fargo Active Cash® Card: Best all-around 2% cash rewards credit card. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Otherwise, I like WF Active Cash because of the bonus and Wells Fargo's customer service. Jump to. 2 days ago · Consider having a yard sale or using online marketplaces such as eBay or OfferUp to sell these items and boost your down payment savings. S. As for the Citi Custom Cash, it is plainly obvious why it is so popular and has overtaken the Double Cash. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). The Active Cash earns 2% cash. Chase Sapphire Preferred Wells Fargo Active Cash. NerdWallet's . That beats the base earning rate of 1. The Wells Fargo Active Cash® Card comes with a good array of benefits, which include cell phone protection, roadside dispatch, travel emergency assistance,. A balance transfer fee of up to 5% of the each. Look up Alliant credit Union signature visa 2. Citi Double Cash® Card. Other options include the ability to redeem for cash at a Wells Fargo ATM (in $20 increments) or for gift cards (in $25 increme nts). The Wells Fargo Active Cash® Card is making a splash among the growing list of 2% flat-rate cards on the market. com database is $181. With no annual fee, a decent welcome bonus. Plus, the card’s lengthy. Citi Double Cash® Card. After that, the standard variable. The only caveat is that there's a $2,500 combined spending limit on the 3% and 2% categories each quarter, after which you'll earn just 1% back. Wells Fargo Active Cash® Card. For your hypothetical, I’d suggest a Citi Double Cash and Citi Costco Visa Maximize cash back and points: 2x base using the Double Cash 3x dining, flights, hotels and car rental 4x gas. Because the Citi Double Cash and Wells Fargo Active Cash cards both earn 2 percent cash rewards on purchases, your earnings potential is the same with both cards. )Time Codes:0:00 - Intro0:54 - Who benefits from these cards?1:30 - How the 2% is earned1:52 - WF vs. Best Overall Balance Transfer Credit Card: U. Finally, if you'd rather just earn a high rewards rate on everything, the Citi Double Cash® Card (see rates and fees) might be the ticket. 5%). One of the best cards for online shopping is the Citi Double Cash ® Card where you can earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases; plus, for a limited time, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12. A 2% cash-back credit card that offers an introductory sign-up bonus is rare. The American Express Blue Business Cash™ Card. S. You will earn unlimited 2% cash rewards on all of the purchases that you make. The Citi Double Cash Card is similar to the Wells Fargo Active Cash Card -- both offer a flat 2% cash-rewards rate. The annual rewards payout assumes you charge $1,000 each month spread. To qualify for the $200 cash rewards bonus, a total of at least $500 in net purchases (purchases minus returns/credits) must post to your account within 3 months from the date your account is opened. Earn a $200 cash rewards bonus when you spend $500 in purchases in the first three months. Wells Fargo Active Cash® Card (see rates. S. Wells Fargo Active Cash and Wells Fargo Autograph. Our Methodology Understanding the value of cash back is simple, but valuing airline miles or points redeemable for travel requires digging a bit deeper. Citi Double Cash (DC) may be more worthwhile if you like 2% flat cashback. Who the. Finally, they cash out at a standard . Bread Cashback™ American Express® Credit Card * vs. The Citi Double Cash® Card also earns an unlimited 2% cash back—but with 1% earned when a purchase is made and the other 1%. If you're looking to make a large purchase. 5% cash-back rate on all other purchases while the Wells Fargo Active Cash card earns 2% cash-back on every purchase, regardless of category. Currently, the Citi Double Cash doesn’t. Chase Sapphire Preferred Wells Fargo Active Cash. Alternative Cards to the Wells Fargo Active Cash Card Citi Double Cash. Citi Double Cash Card vs. Intro APR of 0% for 12 months from. Annual fee: $0. Wells Fargo is stingy on credit limits. I can also say that my experience with Wells Fargo (apps, customer service, etc. Best for Choice of Bonus Categories: U. ”. Chase Freedom Unlimited. I complained and escalated and eventually cancelled. Card Details. Pros 2% cash back on. Best for Long Introductory APR Period: Wells Fargo Reflect® Card. 1x points on rent purchases (on up to $100,000 every year)2% card - WF Active Cash or Citi Double Cash 3% multi category - Capital One SavorOne 5% rotating card - Citi Custom Cash. Finally, they cash out at a standard . Simply pay your monthly cell phone bill with your Wells Fargo Active Cash card and you can receive up to $600 of cell phone protection against damage or theft. 00 with Wells Fargo Active Cash Card. 5 card will immediately give you $200 of value for hitting the SUB while a 2% card will have to take years to give you that same value you can get in just a couple. The Wells Fargo Reflect does not offer any cash rewards, so when you make $1,000 in purchases on your card, you won’t earn anything on those purchases. Pros 2% cash back on. Citi Double Cash. Synchrony Premier World Mastercard® * vs. 2% cash rewards on purchases. Aside from the credit card partnership, they actually do own a portion of the company. Best for Choice of Bonus Categories: U. Wells Fargo Active Cash® Card. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Wells Fargo Active Cash® Card. Reply. We'll compare the introductory bonuses, how cashback is earned,. No annual fee: Capital One Quicksilver vs. These are the popular cards that most people can accessibly earn a good flat-rate cash back. The card offers 2% cash back on everything – 1% back when. As you get the entire 2% back two days after the statement cycle closes. Citi® Double Cash Card. Wells Fargo Active Cash® Card (rates and fees). Other cash back cards earn more back. If you're looking for a major bank that's free of scandals, it doesn't exist. 24% to 28. Bottom line: Don’t use Citi ThankYou points to shop with points at Amazon. Save your windfalls. The Wells Fargo Active Cash offers a $200 cash rewards bonus if you spend $1,000 within the first three months (roughly $334 a month) of account opening. Like the Power Cash Rewards, the. 24 percent to 26. Wells Fargo has a $25 minimum to redeem to a savings, mortgage, or loan account. As a one card setup, I would go with Active Cash because of the $200 bonus and cell phone insurance. 5% cash back on all purchases and comes with this bonus offer: Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening. The Wells Fargo Active Cash Card is a flat-rate cash back credit card. Citi® Diamond Preferred® Card vs. The Capital One Venture card offers a generous welcome bonus for meeting spending requirements within the first 3 months after card approval. The Wells Fargo Platinum offered a 0% intro APR on qualifying balance transfers for. Here’s an overview of how cash back works on credit cards: Earn a percentage of the amount paid every time you make a qualifying purchase with your cash back credit card. FNBO Evergreen (2% flat-rate cash back, 3% FTF) - $200 SUB for $1000 spend. You can transfer your balance to the Citi® Double Cash Card and pay it off within 18 months. Intro APR on balance transfers: The Reflect Card offers 0% intro APR for 21 months from account opening on qualifying balance transfers, then 18. 0% intro APR for 15 months on purchases and qualified balance transfers (subject to either $5 or 3% of the amount of each balance transfer, whichever is greater). Citi.